The video starts with a bikini-clad woman approaching a swimming pool. She looks around nervously before stripping down to her tiny bottoms and stepping into the water. As she wades in, her breasts float on the surface of the water. A man appears beside her, and she hesitantly unfolds a note he hands her. It instructs her to remove her bikini bottom and begin stroking his penis underwater. In fear but also arousal, she obeys, gasping as the cold water touches her sensitive skin. The man eventually thrusts into her, and she closes her eyes, moaning in both pleasure and embarrassment. The scene ends with the couple continuing their sexual act underwater, the woman's butt cheeks clenching and releasing around the man's cock as she takes him deeper and deeper.